Description: JSC „JP Architektūra“ is an architectural and interior design company with many years of experience, successfully operating in the market for many years. During its activity, the company has implemented many significant residential, commercial and public projects that have contributed to modern urban development and the creation of a high-quality architectural environment.

The company is distinguished by its professional team, consistent project management and ability to create functional, aesthetic and sustainable solutions that generate long-term value for clients and investors.

The studio leaders Vilija Kaušpėdienė and Algirdas Kaušpėdas began their architectural careers four decades ago and, having accumulated valuable experience, continue to improve their professional skills without interruption today. As certified project managers, they continue their professional activities by leading and coordinating the work of design specialists: in the fields of urban planning, architecture and engineering.

JSC „JP Architektūra“ has implemented a number of special projects in Vilnius: “Antakalnio terrasos”, the administrative building complex of the State Security Service of the Republic of Lithuania, the seventh quarter of Paupis, “Naujasis Skansenas”, “Apranga” logistics center, “Hilton” hotel and others. Currently, it is preparing projects in Kaunas, Palanga, Birštonas.

JSC "JP Architektūra" is applying for a working capital loan of 60,000EUR, which will be used to finance the renovation of the company's real estate and the adaptation of the premises for rental activities. The market value of the company's property is 192,000 EUR, therefore the loan-to-value ratio (LTV) is 31.25%. Such a low LTV means a high level of loan security. The implementation of the investments will increase the value of the property and ensure a stable flow of rental income to meet the obligations assumed under the loan agreement.

According to "Creditinfo Lietuva", the company is classified as bankruptcy risk class 2, with a probability of bankruptcy of 0.063%, and taking into account delays in payment > 500EUR within 90 days, it is classified as bankruptcy risk class 4, with a probability of 0.437%.